belgraviaintermediary.com

Who We Are

Belgravia Nigeria Intermediary Services was founded by a team of senior professionals with the aim of arranging bespoke and cost-effective health insurance solutions.

Our UK partners, Belgravia Intermediary Services, bring more than 15 years of experience in supporting individuals, families, and companies with their health insurance needs.

Our Bespoke Services

We arrange a variety of tailored health insurance solutions designed to meet the needs of individuals, families, employees, SMEs, and corporate clients.

Our team supports clients throughout the process — from helping select an appropriate level of cover, to assisting with access to healthcare providers, appointment bookings, and claims administration (all subject to the terms and conditions of the chosen policy).

As part of our service, we also carry out annual reviews of the market to help clients assess whether their existing policy continues to be suitable.

In addition, we provide a 24/7 support service to assist with the ongoing management of your health insurance arrangements.

Private Medical Insurance Bespoken Solutions

Individual & Family Policies

Our specialist team can help arrange bespoke health insurance solutions tailored to the needs and circumstances of you and your family.

Corporate & SME Policy

Individual & Family Policies

We can arrange group health insurance solutions designed to support the wellbeing of your employees. Policies can be tailored to reflect the needs of your business and workforce, with a range of options available depending on the insurer and cover selected.

Get a Quote

Individual & Family Policies

Get a Quote

Our team is here to help you explore health insurance options tailored to your need.

Contact our specialists

Tailor Made Health Insurance Plans

Individual Health Insurance

We can arrange individual health insurance policies that offer a range of cover options for both individuals and families. Plans can be tailored to suit your circumstances and healthcare requirements, subject to the terms and conditions of the chosen policy.

Group Health Insurance

We can arrange group health insurance policies for both small and large businesses. Plans can be tailored to reflect the needs of your company and employees, subject to the terms and conditions of the chosen policy.

Global Health Insurance

We can arrange international health insurance policies to provide cover while you are living, working, or travelling abroad. Plans can be tailored to your circumstances and requirements, subject to the terms and conditions of the chosen policy.

Travel Insurance Insurance

We can arrange travel health insurance policies that may provide cover for medical needs while you are abroad. Plans can be tailored to your circumstances, subject to the terms and conditions of the chosen policy.

Frequently Asked Questions

Please reach us at info@belgraviaintermediary.com if you cannot find an answer to your question.

What does a health insurer broker do, and what are the benefits of working with one?

A health insurance broker acts as an intermediary between clients and insurers. Rather than approaching multiple insurance companies directly for quotes, a broker can review a range of options on your behalf.

Working with a specialist broker offers several benefits:

Access to choice – brokers can compare policies from different insurers.
Guidance and support – brokers explain the cover options available, helping you understand which may be most suitable for your needs and circumstances.
Ongoing assistance – many brokers also provide help with claims, renewals, and policy management.

It’s important to note that brokers do not set the cost of policies; premiums and benefits are determined by the insurer and the terms of the chosen policy.

How does health insurance work?

Private health insurance gives you access to private healthcare, subject to the terms of the policy you choose. You select an insurer and a policy that suits your needs and circumstances, and cover begins once the policy is accepted and premiums are paid.

Policies can often be tailored with different levels of cover and optional benefits. The scope of cover, including what is and is not included, will depend on the insurer and the terms and conditions of the policy.

What will private health insurance cover?

Private medical insurance can cover a range of treatments, but the scope of cover will depend on the insurer and the policy you choose. Most policies include in-patient and day-patient care (such as hospital stays and surgery), and many also include cancer treatment and some mental health support.

Insurers may also offer optional extras for an additional premium. These can include out-patient treatment, consultant appointments, diagnostic tests, and therapies such as physiotherapy. The specific benefits and exclusions will be set out in the terms and conditions of the policy.

What is not usually covered by private health insurance?

Private health insurance is generally intended to cover acute conditions that can be treated and resolved with a course of treatment. It usually does not cover chronic conditions (such as asthma, diabetes, or angina) that require ongoing management by a GP.

Every policy also has its own exclusions, which vary by insurer. Common exclusions include routine pregnancy, cosmetic procedures, and treatment for addiction. Pre-existing conditions may also be excluded, particularly if you have had symptoms or treatment in the five years before taking out a policy. In some cases, cover for these conditions may be reconsidered if you remain symptom-free for a set period, depending on the insurer and underwriting terms.

It is important to review the policy documents carefully, as the scope of cover and exclusions will be clearly set out by the insurer. A broker can help explain these details and outline the options available.

How much does health insurance cost?

The cost of private health insurance varies and will depend on several factors, including:

The insurer you choose and the type of policy selected
The level of cover and any optional benefits you add
The age of the person (or people) to be insured
Medical underwriting terms and your personal circumstances
The size of any excess you agree to pay towards claims

Premiums are set by the insurer, and they can also change at renewal. A broker can help you compare different policies and explain the options available, but the final price and terms will always be determined by the insurer.

Who can take out private health insurance?

Private health insurance is available to a wide range of people, including individuals, couples, and families. Businesses, SMEs, and larger organisations can also arrange group policies for their employees.

Eligibility criteria and the type of cover available will depend on the insurer, the policy chosen, and the underwriting terms applied. A broker can help explain the options and check which type of policy may be suitable for your circumstances.

BESPOKE HEALTH INSURANCE BROKER

BESPOKE HEALTH INSURANCE BROKER

Who We Are

Our Bespoke Services

Healthcare is an investment, not a cost.

Private Medical Insurance Bespoken Solutions

Individual & Family Policies

Individual & Family Policies

Individual & Family Policies

Corporate & SME Policy

Individual & Family Policies

Individual & Family Policies

Get a Quote

Individual & Family Policies

Get a Quote

Tailor Made Health Insurance Plans

Individual Health Insurance

Group Health Insurance

Global Health Insurance

Travel Insurance Insurance

Value Added Private Medical Insurance Management

Our Partners

Frequently Asked Questions

Contact our Specialists Team

SAVE MONEY NOW

Belgravia Nigeria Intermediary Services

Contact us

BESPOKE HEALTH INSURANCE BROKER

BESPOKE HEALTH INSURANCE BROKER

Who We Are

Our Bespoke Services

Healthcare is an investment, not a cost.

Private Medical Insurance Bespoken Solutions

Individual & Family Policies

Individual & Family Policies

Individual & Family Policies

Corporate & SME Policy

Individual & Family Policies

Individual & Family Policies

Get a Quote

Individual & Family Policies

Get a Quote

Tailor Made Health Insurance Plans

Individual Health Insurance

Group Health Insurance

Global Health Insurance

Travel Insurance Insurance

Value Added Private Medical Insurance Management

Our Partners

Frequently Asked Questions

Contact our Specialists Team

SAVE MONEY NOW

Belgravia Nigeria Intermediary Services

Contact us

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